II. Response costs (local, state, and federal monies)
 Expand to include mitigation, preparedness, and recovery costs too

III. Relief costs (to include NGO’s and charity donations)

IV. Business costs especially small businesses
 Collateral damage of disasters (esp. September 11)

V. Productivity cost
 Airline industry

VI. Market share costs
 Role of Treasury Secretary (cheerleader or calm spokesman)

VII. Ripple effect/Resulting unemployment 

VIII. Consumer Confidence
 Future fear fm possible terrorist attacks
 Role of Greenspan

IX. Basic Guide for Decision Makers to assist in planning and post-disaster stages
 

Paper will concentrate on September 11 because of ripple effects on economy and its national impact.  References to other disasters that illustrate past trends or that can be used to compare to September 11 will be cited. 

Natural Disasters
 Hurricane Andrew
 Midwest Floods
Man-Made Disasters
 Train Derailment
Bioterrorism
September 11
 Airline Industry
 Tourism
 Stock Market
 Consumer Confidence
 Money Laundering
 Charity Contributions

Sources to be used:

National Hazards Research and Applications Information Center – University of Colorado at Boulder
FEMA
Dept of Commerce
Disaster Research Center at the University of Delaware
HHS
Dept of Treasury
GAO reports
CDC articles
SBA
Internet search